These terms of use govern your use of this website, FlowOfMoney.com (which is provided by Vorco Publishing). Your use of this site constitutes your acknowledgment and acceptance of these terms of use. By viewing, visiting, using or interacting with this website, you are agreeing to all the provisions of this terms of use policy.

Accuracy and Service
While Vorco Publishing makes every attempt to include accurate information on this website, we are not promising you it is 100% accurate. We assume no responsibility or liability for errors or omissions on this website. You assume total responsibility and risk for your use of the website. As a user of this website, it is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information presented on this website. Vorco Publishing does not guarantee that the website service will be uninterrupted or error-free or that defects in the service will be corrected.

Warranties
All products and services related to this website are provided “as is”. This website is presented without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. Vorco Publishing does not warrant, guarantee, or make any representations regarding the use, or the results of the use, of the website, products, services or written materials in the terms of correctness, accuracy, reliability, or anything else. The entire risk as to the results and performance of the website, products and services is assumed by you. If the website, products, or written materials are defective, you, and not our company, assume the entire cost of all necessary servicing, repair or correction. This is the only warranty of any kind, either express or implied, that is made by Vorco Publishing. No oral or written information or advice given by our company shall create a warranty or in any way increase the scope of this warranty, and you may not rely on such information or advice to do so. Vorco Publishing shall not be liable for any cost or damage arising either directly or indirectly from any use of this website or its products in any manner.

Limitation of Liability
In no event will Vorco Publishing be liable for any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service. Vorco Publishing is not liable for any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information obtained through this website. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

Indemnification
As a user of this website, you agree to indemnify, defend and hold harmless Vorco Publishing, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to Vorco Publishing from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this agreement by you or any other person accessing this website.

General Disclaimer
All information products and services by represented on this website are for educational and informational purposes only. Use caution and seek the advice of qualified professionals before acting on this information or any information products. Always do your own due diligence when it comes to making any monetary decisions. You agree that Vorco Publishing is not responsible for the success or failure of you or your efforts in relation to any information product presented by our company.

Earnings Disclaimer
Every effort has been made to accurately represent the information, the products and their potential. There is however NO guarantee that you will earn any money using our information, products, techniques and ideas in these materials. Nowhere on our site should any information be interpreted as a promise or guarantee of earnings. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our information, products, strategies, ideas and techniques. We do not purport this as a “get rich scheme.” This website may contain language that includes or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of financial performance. Any and all forward looking statements are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results, and no guarantees are made that you will achieve results similar to ours or anybody else’s. To clarify: No guarantees of any sort regarding results are made by Vorco Publishing.

Jurisdiction and Venue
If any matter concerning this website shall be brought before a court of law, pre- or post-arbitration, the viewer, visitor, member, subscriber or customer agrees that the sole and proper jurisdiction is the state and city declared by Vorco Publishing. In the event that litigation is in a federal court, the proper court shall be the closest federal court to Vorco Publishing.

External Links
In order to provide visitors with greater value, some of our pages may provide links to various third party websites. In no case is subscriber information or ‘cookies’ provided to the third party sites. However, keep in mind that many sites do attempt to capture visitor information when you browse those sites. Once you leave our website, we are not able to alert you should another site attempt to gather information from your browser. External links are provided as a service to our visitors and are to be accessed at the visitor’s own risk. Vorco Publishing makes no warranties about the content, completeness or accuracy of such external links.

Age Requirement
All persons under the age of 18 are denied access to this website. If you are under 18 years of age, it is unlawful for you to visit, read or interact with this website or its contents in any manner. Vorco Publishing specifically denies access to any individual that is covered by the child online privacy act (COPA) of 1998.

Changes
This terms-of-use agreement may change from time to time. Visitors have a duty, as part of the consideration for permission to view this website, to keep themselves informed of changes.

Customer Remedy
Vorco Publishing’s entire liability, and the purchaser’s exclusive remedy, shall be a refund of the price paid for our products. We limit the replacement time period to 90 days. Some states do not allow the exclusion or limitation of liability, so the above limitation may not apply to you.

Disputes
As part of the consideration required for viewing, using or interacting with this website, you agree to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this product and/or website, including solicitation issues and terms of use issues. Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted. Any hearing will take place in the city or county of Vorco Publishing. In no case shall the user of this website have the right to go to court or have a jury trial. As the user of this website, you will not have the right to engage in pre-trial discovery; you will not have the right to participate as a member of any class of claimants pertaining to any claim; the arbitrator’s decision will be final and binding with limited rights of appeal. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute.

Copyrights
This web site and the information it contains is copyrighted material. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works of, on in any way exploit, in whole or in part, any proprietary or other material. All images, text, contents, products and scripts are licensed and never sold, unless otherwise stated. Reproduction is prohibited. You may not use, copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble, otherwise reverse engineer, or transfer the licensed program or product, or any subset of the licensed program or product, except as provided for expressly in writing.